GlenCalc

DSCR calculator

Lenders use DSCR to see whether income covers loan payments, often requiring 1.2 to 1.25 or more.

Your answer

DSCR1.36
Most annual debt service at the target$120,000.00
Meets the target?Yes

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How we worked it out

Updated as you change the numbers.

  1. DSCR = net operating income ÷ annual debt service.

Method and assumptions

A DSCR below 1 means income doesn’t cover the payments. Combine with the loan calculator to turn the maximum debt service into a loan amount.

Questions

What is the DSCR with $150,000 NOI and $110,000 of payments?

1.36.

Sources

Method and figures checked on . Every worked answer on this page is covered by an automated test. Found a mistake? Tell us.

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